Discover bin list: Card numbers begin with 6011 or 65. Diners Club bin list: Card numbers begin with 300 through 305, 36 or 38. MasterCard bin list: Card numbers start with the numbers 51 through 55. Visa bin list: Card numbers start with a 4. Amex bin list: Card numbers start with a 37. The bin list and bin range used on binlist by the major card schemes are: Many merchants use the prepaid flag and county of issue flag to alert them when suspicious order has been placed, so they can either inspect it more closely or simply reject it to be safe. The countries that are most likely to originate a fraudulent order are: Nigeria, Indonesia, Russia and China. Similarly, International orders (outside of US and Canada) are also three times more likely to be fraudulent. Orders using prepaid cards are three times more likely to rate of fraud. Additionally, merchants can use bin list to determine card type, such as a credit, debit, or prepaid card. For example, if the credit card's BIN indicates a bank in one country, while the customer's billing address is in another, the transaction may call for extra scrutiny before approval.

Online merchants use bin list to help validate credit card transactions. These identify the institution that issued the card to the card holder. The first 6 digits of a credit card number are known as the Issuer Identification Number (IIN), previously known as bank identification number (BIN). Bin List (Binlist) & Bin Ranges Binlist of visa bin, mastercard bin, amex bin List of Issuer Identification Numbers*

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